Calculate fixed deposit maturity value.
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A = P × (1 + r/n)^(nt), where P = principal, r = annual rate, n = compounding frequency (4 for quarterly), t = years.
Yes, FD interest is added to your income and taxed at your slab rate. TDS is deducted if interest exceeds ₹40,000/year (₹50,000 for seniors).