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  1. Home
  2. Finance
  3. SIP Calculator
Finance

SIP Calculator

Estimate the future value of your monthly mutual fund SIP investments.

Enter your values below — results update instantly as you type.

Future value
₹50,45,760
Invested amount
₹18,00,000
Est. gains
₹32,45,760
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Formula used

FV = P × [((1+i)^n − 1) / i] × (1+i), where P = monthly SIP, i = monthly return rate, n = number of months.

How to use this sip calculator

  1. Enter your values in the fields above — results update instantly as you type.
  2. Adjust any figure to see how it changes the outcome.
  3. Use Share, Copy, or Print to save your result for later.

Tips

  • Starting a SIP 5 years earlier can matter more than increasing the amount, thanks to compounding.
  • Step-up SIPs, where you raise the amount yearly, can meaningfully boost the final corpus.

Common mistakes

  • Assuming past mutual fund returns will repeat exactly.
  • Stopping a SIP during a market downturn, which locks in losses rather than averaging cost.

Frequently asked questions

Equity mutual funds have historically returned 10–14% annually over long periods, but this is not guaranteed. Use a conservative estimate for planning.

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