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  1. Home
  2. Finance
  3. Loan Calculator
Finance

Loan Calculator

General-purpose loan EMI and interest calculator.

Enter your values below — results update instantly as you type.

Monthly EMI
₹21,696
Total interest
₹27,06,939
Total payment
₹52,06,939
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Formula used

EMI = P × r × (1+r)^n / ((1+r)^n − 1), where P = principal, r = monthly rate, n = tenure in months.

How to use this loan calculator

  1. Enter your values in the fields above — results update instantly as you type.
  2. Adjust any figure to see how it changes the outcome.
  3. Use Share, Copy, or Print to save your result for later.

Tips

  • Even a 0.5% lower rate saves lakhs on large loans over 20+ years.
  • Always check for prepayment penalties before making extra payments.

Frequently asked questions

Increase EMI frequency (bi-weekly instead of monthly), make prepayments, or choose a shorter tenure.

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