Finance Calculators
Tax, salary, loans and savings — each one with the formula it uses, a worked example, the assumptions it makes, and the official source behind the rules.
21 tools, all free, all working in your browser. Nothing you enter is stored or sent anywhere.
Tax and salary
Work out what you owe, what you take home, and how the two regimes compare.
- Income Tax CalculatorEstimate tax for FY 2026-27 (AY 2027-28) and see which regime leaves you better off.FY 2026-27 (AY 2027-28)
- Salary CalculatorFull salary structure: components, deductions and monthly take-home.FY 2026-27 (AY 2027-28)
- CTC to In-Hand SalaryTurn an offer letter CTC into the number that reaches your bank account.FY 2026-27 (AY 2027-28)
- GST CalculatorAdd or remove GST, with the CGST, SGST and IGST split.Rate structure effective from 2025-09-22
Provident fund and gratuity
Statutory employment benefits: what goes in each month and what comes out at the end.
Loans and EMI
What an instalment will be, and what the borrowing actually costs.
- EMI CalculatorMonthly instalment, total interest and full repayment schedule for any loan.
- Home Loan CalculatorEMI and total interest on a housing loan, starting from the property price.
- Personal Loan CalculatorEMI and true cost of an unsecured personal loan.
- Car Loan CalculatorVehicle loan instalment starting from the on-road price and down payment.
- Loan Interest CalculatorHow much of your repayment is interest, and what a shorter tenure would save.
Investments and savings
Projections for market-linked and government-backed savings.
- SIP CalculatorWhat a monthly investment could grow to, with optional annual step-up.
- Lumpsum CalculatorGrowth of a single one-time investment over time.
- FD CalculatorFixed deposit maturity value with quarterly compounding.
- RD CalculatorMaturity value of a monthly recurring deposit.
- PPF Calculator15-year Public Provident Fund projection, year by year.Rate notified for Quarter ending September 2026
- NPS CalculatorRetirement corpus, lump sum and estimated monthly pension.
Interest and inflation
The arithmetic underneath everything else on this page.