Government Schemes
What each scheme actually provides, who qualifies, who is explicitly excluded, and where to apply — with the official source linked and the verification date shown on every page.
All schemes
12 schemes across 7 categories.
- AgriculturePM-KISAN — Pradhan Mantri Kisan Samman NidhiAn income support scheme that pays eligible landholding farmer families ₹6,000 a year, transferred directly to their bank accounts in three instalments of ₹2,000.Ministry of Agriculture and Farmers WelfareLast verified 9 August 2026
- HealthAyushman Bharat PM-JAY — ₹5 Lakh Health CoverA health assurance scheme providing up to ₹5 lakh per family per year of cashless secondary and tertiary hospital treatment at empanelled public and private hospitals.Ministry of Health and Family Welfare — National Health AuthorityLast verified 9 August 2026
- HousingPradhan Mantri Awas Yojana — Urban 2.0A housing scheme helping urban poor and middle-class families construct, purchase or rent an affordable home, with government assistance of up to ₹2.50 lakh per unit.Ministry of Housing and Urban AffairsLast verified 9 August 2026
- EnergyPradhan Mantri Ujjwala Yojana — LPG ConnectionA scheme providing deposit-free liquefied petroleum gas connections to adult women from eligible households, to replace solid cooking fuels.Ministry of Petroleum and Natural GasLast verified 9 August 2026
- Women & ChildSukanya Samriddhi Yojana — Savings Scheme for a Girl ChildA government small savings scheme for a girl child under ten, currently paying one of the highest notified small savings rates, with fully tax-free interest and maturity.Ministry of Finance — administered through India Post and authorised banksLast verified 9 August 2026
- LivelihoodPM SVANidhi — Working Capital Loans for Street VendorsA micro-credit scheme giving street vendors collateral-free working capital loans, with an interest subsidy on timely repayment and rising loan limits for those who repay on schedule.Ministry of Housing and Urban AffairsLast verified 9 August 2026
- Social securityAtal Pension Yojana — Guaranteed Pension After 60A pension scheme for workers in the unorganised sector, giving a guaranteed monthly pension of between ₹1,000 and ₹5,000 from the age of 60.Ministry of Finance — regulated by PFRDALast verified 9 August 2026
- Social securityPM Jan Dhan Yojana — Zero-Balance Bank AccountA financial inclusion scheme providing a basic savings account with no minimum balance requirement, a RuPay debit card with insurance cover, and access to an overdraft facility.Ministry of Finance — Department of Financial ServicesLast verified 9 August 2026
- Social securityPM Jeevan Jyoti Bima Yojana — ₹2 Lakh Life CoverA term life insurance scheme giving ₹2 lakh of cover for any cause of death, for an annual premium auto-debited from your bank account.Ministry of Finance — Department of Financial ServicesLast verified 9 August 2026
- Social securityPM Suraksha Bima Yojana — ₹2 Lakh Accident CoverAn accident insurance scheme giving ₹2 lakh for accidental death or total permanent disability, and ₹1 lakh for partial permanent disability, for a nominal annual premium.Ministry of Finance — Department of Financial ServicesLast verified 9 August 2026
- LivelihoodPM Mudra Yojana — Collateral-Free Business LoansA scheme under which banks and other lenders provide collateral-free loans to small non-corporate, non-farm businesses, in graduated categories.Ministry of Finance — Department of Financial ServicesLast verified 9 August 2026
- LivelihoodPM Vishwakarma — Support for Traditional ArtisansA scheme supporting traditional artisans and craftspeople working with their hands and tools, through recognition, skill training, a toolkit incentive and collateral-free credit.Ministry of Micro, Small and Medium EnterprisesLast verified 9 August 2026
Looking for a scheme that is not listed here?
We cover a small number of major schemes properly rather than a large number superficially. For everything else, the government runs an official directory that is genuinely good and considerably less well known than it should be.
MyScheme is the National Scheme Delivery Platform. You enter your age, occupation, State, category and income, and it returns central and State schemes you may be eligible for. It is free and it is the authoritative starting point.
Our guide on how to find schemes you qualify for covers how to search it effectively, and how to apply for a government scheme covers the steps that most rejected applications get wrong.