PM Vishwakarma — Support for Traditional Artisans

Who this scheme is for

• Artisans and craftspeople working with their hands and traditional tools in one of the 18 notified trades.
• Family-based traditional trades operating in the unorganised sector on a self-employment basis.

Benefits

• Recognition through a PM Vishwakarma certificate and ID card, which establishes identity as an artisan for other schemes.
• Skill training — a basic course and an optional advanced course — with a stipend paid during training.
• A toolkit incentive of ₹15,000 to buy modern tools.
• Collateral-free enterprise development loans in two tranches, at a concessional rate of interest, with the second tranche available after the first is repaid and standard conditions met.
• An incentive for digital transactions.
• Marketing support, including help with branding, publicity and access to marketplaces.

Eligibility

• The applicant must be engaged in one of the 18 notified trades, working with hands and tools on a self-employment basis in the unorganised sector.
• Minimum age of 18 at the time of registration.
• The applicant must be practising the trade at the time of registration.
• The applicant must not have taken a loan under similar central or state credit-based schemes such as PMEGP, PM SVANidhi or Mudra in recent years — check the current cooling period on the official portal.
• Registration is limited to one member per family, where family means the artisan, spouse and unmarried children.
• Anyone in government service, and their family members, is not eligible.

Who is excluded

Exclusions matter as much as eligibility — they are the most common reason an application is rejected after submission.

• People in government service and their family members.
• Anyone who has availed a loan under a similar credit-based scheme within the specified cooling period.
• More than one member of the same family.

Documents required

• Aadhaar of the applicant, with a linked mobile number
• Bank account details, seeded with Aadhaar
• Ration card, or Aadhaar of all family members where no ration card is held
• Evidence of practising the trade, as the verification process requires

How to apply

1. Registration is through a Common Service Centre rather than directly by the applicant, using biometric Aadhaar authentication.
2. Visit a Common Service Centre with your Aadhaar, mobile number, bank details and ration card.
3. The operator completes the registration on pmvishwakarma.gov.in, selecting your trade.
4. The application goes through a three-stage verification: the Gram Panchayat or Urban Local Body, then the District Implementation Committee, then the Screening Committee.
5. On approval, the certificate and ID card are issued and you become eligible for training and the other components.
6. Track the application status on the portal or through the Common Service Centre.