Investment
SIPs, compounding, inflation and what a projection can and cannot tell you.
- How SIP Returns Are CalculatedA SIP is not one investment growing at a rate. It is many investments, each compounding for a different length of time.3 min read · Updated 9 August 2026
- Why Compounding Frequency Changes Your ReturnTwo deposits at "7%" can pay different amounts. The difference is how often the interest is credited.2 min read · Updated 9 August 2026
- What Inflation Does to Your SavingsThe return that matters is what is left after inflation and tax. For many safe deposits, that number is close to zero.3 min read · Updated 9 August 2026
- FD, PPF or SIP: Choosing Between ThemThese three are not competing products. They answer different questions, and the useful comparison is against a goal rather than against each other.3 min read · Updated 9 August 2026